Insurance group must publish practical ideas to bring down premiums – McConalogue

first_imgCharlie McConalogue says the Cost of Insurance Working Group must come forward with realistic measures to ensure that insurance premiums are reduced. He made the comments following a progress update on the Group’s work.Deputy McConalogue explained families across Donegal have seen the cost of motor, home and health insurance sky rocket over the past number of years. He said car insurance in particular has seen unprecedented premium increases, putting serious financial pressure on already hard pressed families.What’s even more worrying is the fact that further increases – in the region of between 10-15% – are predicted for next year by ratings agency Standard and Poor’s.“While I welcome and respect the work being undertaken by the Cost of Insurance Working Group, the ultimate test for it will be whether its recommendations will successfully result in a lowering of insurance costs.“Whatever the Working Group puts forward must have practical measures that help reduce premiums in the short term. Motorists cannot continue to fork out for these exorbitant price hikes – over the last year costs have increased by over 30%, with some drivers seeing their premiums rise by 50%. This is not sustainable. “This Working Group was established to come up with viable strategies to bring down costs, and it is imperative that whatever recommendations the group brings forward will benefit consumers and lower insurance premiums”.Insurance group must publish practical ideas to bring down premiums – McConalogue was last modified: November 1st, 2016 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

Donegal duo listed among Ireland’s Top 10 most outstanding young people

first_imgTwo high-achieving young people from Donegal have earned prestigious places on the list of Ireland’s Ten Outstanding Young Persons (TOYP).Chef Kieran Duey Doherty and clothing company founder Katie McGloin were honoured with the titles from Junior Chamber International (JCI) Ireland at an event on Saturday last.The TOYP Awards, which have been running for 87 years, recognise young people who are making giant strides in their chosen fields and creating positive impact on other people, their community and society at large. Kieran (Duey) Doherty, of Nancy’s Barn Ballyliffin was honoured for his dedication to the culinary trade.Kieran DohertyHe worked his way up from a role peeling potatoes aged 13, to win the World Chowder Championship Cook-off in 2018 in Rhode Island, USA. Since then he has become a great ambassador for the best of Irish food and channels his passion into the menu at the now famous and award-winning “Nancy’s Barn”( Ulster Café of the Year 2019). Beyond his success in the kitchen and in business, Kieran is someone who continues to give back to the community and those around him, teaching cookery courses in Moville Community College, supporting local tourism, mentoring local businesses, and has completed Suicide Awareness courses and Regular Counselling Courses. Katie McGloin was among the youngest winners who are making their mark while still in school. Katie McGloinThe 18-year-old Bundoran student launched a range of gender-neutral clothing, K.T Clothing Co, while in Transition Year at Magh Ene College.  Katie’s enterprise was inspired by her desire to find clothes that appealed and fit her, and also to highlight discrimination and inequality in the fashion industry.Building on the success of this, Katie has given a Ted Talk on the difficulties faced by people who identify outside of their expected genders, and has been named National Youth Entrepreneur of the Year, and also featured on U Magazine’s 30 Under 30 for Start Up of the Year.Winners of the JCI Top 10 in Ireland will go on to enter the TOYP World Awards, with World winners flown to Estonia and honoured during the 2019 JCI World Congress.Keira Keogh JCI Ireland National President said; “This year we had a record number of nominations and it was a privilege to travel around the country meeting the outstanding young talent and achievers. “By recognising outstanding young people, JCI raises the status of socially responsible leaders across the world. The honourees motivate their peers to seek excellence and serve others. Their stories of discovery, determination and ingenuity inspire young people to be better leaders and create a better society, something our own country needs now more than ever.” Donegal duo listed among Ireland’s Top 10 most outstanding young people was last modified: May 25th, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)Tags:Ireland’s Ten Outstanding Young Persons (TOYP)katie mcgloinKieran Duey Dohertylast_img read more

Garda warning after Donegal resident targeted by scam caller

first_imgGardaí in Donegal have issued an alert over scam calls from a false broadband company representative.A Manorcunningham resident was targetted by the scam today.The call came from someone claiming they were calling on behalf of Eir broadband. However, the recipient of the call was under no illusion that it was a scam call. Gardaí have issued a notice warning people to be on guard and not fall victim to such scam calls.“Never provide personal details to anyone on the phone,” a Garda spokesperson said.In today’s incident, the first digits of the caller’s number were 094873…   Garda warning after Donegal resident targeted by scam caller was last modified: July 16th, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more

67 Minutes for Mandela

first_imgNelson Mandela’s birthday is on 18 July, and the call is out for people everywhere to celebrate his birthday by acting on the idea that each person has the power to change the world.“Mr Mandela has spent 67 years making the world a better place. We’re asking you for 67 minutes.” (Image: Mathba Molefe)Nelson Mandela’s birthday is on 18 July, and the call is out for people everywhere to celebrate his birthday by acting on the idea that each person has the power to change the world.The idea of Mandela Day was inspired by Nelson Mandela at his 90th birthday celebrations in London’s Hyde Park in 2008 when he said: “It is time for new hands to lift the burdens. It is in your hands now.”The United Nations officially declared 18 July as Nelson Mandela International Day in November 2009, recognising Mandela’s “values and his dedication to the service of humanity” and acknowledging his contribution “to the struggle for democracy internationally and the promotion of a culture of peace throughout the world”.Website: www.mandeladay.comUN website: www.un.org/mandeladayPlay Your Part, a social network that links individuals eager to make a difference with community organisations.The celebration of Mandela Day aims to serve as a global call to action for people to “recognise their individual power to make an imprint and help change the world around them for the better”, says the Nelson Mandela Foundation. (Image: Nelson Mandela Foundation)“Nelson Mandela has been making an imprint on the world for 67 years, beginning in 1942 when he first started to campaign for the human rights of every South African. His life has been an inspiration to the world,” the foundation said.By devoting 67 minutes of their time – one minute for every year of Mandela’s public service – people can make a small gesture of solidarity with humanity and a step towards a global movement for good.Take action, inspire change, make every day a Mandela Day – find out about volunteer opportunities or pledge some of your time: www.mandeladay.comMandela said at the time of the campaign’s launch that he would be “honoured if such a day can serve to bring together people around the world to fight poverty and promote peace and reconciliation”.Former US president Bill Clinton said the core of Mandela’s example was that “the power of public good does not require public office, just a well-placed heart and a determined mind.“In return for everything Madiba has taught us, we each owe it to him to support his work and legacy by doing and living our own as best we can, not just on this day, but throughout our entire lives.”As City Press editor Ferial Haffajee wrote in June 2013, “The excellent Nelson Mandela Centre of Memory has already made clear what the icon wants by way of legacy. he does not want a legacy cast in copper, concrete or marble, no monuments or highways, but a living legacy of volunteerism and service.“What better direction can we ask for as a nation? As we begin the long clamber up his shoulders to work out how we complete the long walk to freedom, Mandela has shown us how. It is ours to do, to serve, to give and to complete the work of freedom.’For more information, visit www.mandeladay.comRead more: Ways to play your partWould you like to use this article in your publication or on your website? See Using Brand South Africa material.last_img read more

Infographic: Birth registrations up, fertility rates down

first_imgEarly birth registration can help children gain access to government services including health and education. Not having a birth certificate can put a child at risk of being trafficked or forced into labour.(Image: Isaiais Bartolomeu, Pixabay)There are numerous benefits to registering your newborn. They will be recognised as citizens and have access to a number of government services including health facilities, schools and social grants.Words by Shamin ChibbaDesign by Sandile KhumaloBrand South Africa recently hosted a media tour in Limpopo, showcasing the province’s competitiveness. Part of the tour was a visit to Seshego Hospital, where media were briefed on the Department of Home Affairs’ early child registration process.Seen as the first legal acknowledgment of a child’s existence, birth registration in South Africa continues to be a challenge for the home affairs office.However, the department is putting measures in place to ensure children are registered within 30 days of their birth. These include the deployment of mobile registration units that reach remote areas and an increased number of health facilities – from 100 to 398 – that are connected to home affairs.Already, the plans are working. In Limpopo, registrations for the first quarter of 2016/2017 rose by 12.7% compared to the same period in the previous year. Registrations went from 22 669 to 25 549, despite fertility rates declining in the province.South Africa’s fertility rate has been on the wane. In 2000, the rate was at 2.47 children born per woman. The rate has been dropping steadily ever since to a 2.23 children per woman.Presented below are statistics on fertility and birth registration in South Africa.last_img read more

Dairy margins widen to highest since 2017 in positive economic sign

first_imgShare Facebook Twitter Google + LinkedIn Pinterest In welcome news for the dairy economy, the September margin under the Dairy Margin Coverage program rose by $0.56 per cwt. over the August margin to reach $10.41 per cwt, the second consecutive month margins have fallen outside the threshold necessary to trigger a federal payment. The is the highest seen since the beginning of 2017, allowing for the change in the alfalfa hay price in the margin formula’s feed cost calculation. The September all-milk price was $0.40 per cwt. higher than August’s and the DMC calculated feed cost for September was $0.16 per cwt. lower than August’s, mostly due to a drop in the price of corn.As of Nov. 6, USDA’s DMC Decision Tool currently projects DMC margin to remain above $9.50 per cwt. for the remainder of 2019 and during all of 2020. Milk prices are expected to generate most of the monthly changes in the margin forecast, while feed costs are anticipated to remain relatively stable during that time.last_img read more

Marketing Lessons from Presidential Campaigns

first_img 1970’s    trade shows interesting article Political analyst Craig Shirley says, “The internet, email, blogs, and websites [today] is to organizational politics as the telephone was starting in the 1940’s or what direct mail was starting in the 1960’s.”  Once again, I couldn’t agree more. Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack for his presidential run in 2008.  Romney is convinced that winning the hearts and minds of the blogosphere is absolutely critical to his winning the ’08 Republican primary.  The interesting thing about the political blogosphere is that the authors and readers are mostly the political junkies who are passionate about local politics.  These are the same people who others listen to regarding early impressions of candidates at cocktail parties and summer bbq’s. on how Mitt Romney is marketing to the blogosphere Marketing Tool Evolution — Brian Halligan. Romney hired a 24 year old who formerly worked on Senator Frist’s online initiatives to help him with outreach to the blogosphere.  It sounds like it is a fulltime role where he finds the thought leaders per region, communicates directly with the bloggers, gets meetings for Romney with the bloggers, and does spin control on his messaging in the comments sections of political blogs.  Reaching the Influencers — BD Lessons for Small Businesses & Startups I worked at For the most relevant blogs, “subscribe” to them via here I suspect many businesses will  start hiring people dedicated to influencing the blogosphere and be including that in staff member’s job descriptions such that in a few years it will become commonplace.  I suspect many of you do not have a fulltime staffer in your ’07 budget, so here’s what I recommend.  First, you should get a handle on your own market’s early adopter watercooler by going Crossing the Voter Chasm — Strategy Lessons for Small Businesses & Startups RSS There was an now Democratization of Influencecenter_img Another pithy insight of Moore’s is that most innovators and early adopters cannot be “found” by vendors/candidates, rather they tend to “find” you.  I had felt that insight in action in my own career.  At Groove Networks in the v1 timeframe, we spent real money on sales people and programs that uncovered prospects who paid for pilot projects, but in the final analysis, the companies that succeeded with the product in our early days were the ones that “found” us (Glaxo, HP, & Darpa in particular).  However, I am starting to change my opinion on whether these early adopters can be “found” by candidates and vendors.  Specifically, all of the early adopters in most industries today hang around the same online water cooler — the blogosphere.  Today, you can not only find your industry’s early adopters, but you can engage them on their own terms. Parametric Technology Corporation 1960’s    direct mail 1980’s    seminar road show series .  For the articles that you find most interesting, leave thoughtful comments with links back to your own sites.  The writers of the blogs will be thrilled because you are adding to the discussion and will check out your site.  The other interested readers will do the same — all goodness as you are entering the water cooler conversation. I am going to keep an eye on the upcoming presidential campaigns to see if there are any other best practices or innovative uses of technology that emerge that might be applicable to small businesses and strategy.  Despite the bad feeling in my stomach that the negative ads cause, there are a lot of smart folks and big budgets working on presidential elections and the incentives are “all or nothing,” so some good innovations should emerge from them. Originally published Jan 4, 2007 1:22:00 PM, updated March 21 2013 1990’s    email marketing In terms of the evolution of marketing tools, I would expand upon Shirley’s analogy: throughout the 1990’s.  Early majority customers were influenced by two analysts (Daratech and Dataquest) and the vendors themselves (PTC, IBM, EDS, and Autodesk).  Today, the whole “analyst” business is being disrupted by the blogosphere.  In that industry there are MANY new blogs with people talking about computer aided design and product lifecycle management software.  Potential customers are far less influenced today by the vendors than they used to be because the information that was out there in other people’s heads is now democratized and findable through search engines and blogosphere. to find it.  If you did not find the water cooler, check back in a few weeks — there are 100,000 new blogs started every day.  [If you are a regular reader of this blog, you’ll already know that I think you should start your own “industry” blog] Among the many interesting insights espoused in Geoffrey Moore’s “Crossing the Chasm” is that relatively unknown companies/candidates get their new product/message through to the mainstream marketplace by first targeting the innovators in an industry, then the early adopters who are influenced by the innovators, then the early majority who are (somewhat) influenced by the early adopters, etc., etc.  In the political blogosphere, the blog writers are the equivalent of innovators and the blog readers are the equivalent of the early adopters.  As Romney is a relative unknown compared with McCain and others, he seems to be working on this strategy by targeting the blogosphere early in his campaign process. Many relatively unknown small businesses and startups have a lot in common with Romney.  Rather than spending large amounts of money with PR agencies to influence the mainstream media, I suggest that you might consider spending time cultivating the early adopter community gathering around the blogosphere water cooler.  [As an aside, I have found that most PR companies are struggling to get their arms around the blogosphere — they have great relationships with mainstream media, but the blogosphere is too new and too decentralized for them to get a handle on how to garner influence.] When I think about how we found customers at PTC in the 1990’s, mostly it was outbound coldcalls by sales reps.  The effectiveness of that mode of communication/prospecting is dramatically lower today than it was 10 years ago.  If your phone rings on your office desk, do you pick it up?  I must admit, I don’t because I do not want to get trapped by a cold caller.  Furthermore, the internet has transformed the way people want to consume information — we have become a self-service oriented society where want to be able to do our research on our own terms.  The internet has essentially made most marketplaces more efficient (or flat as Thomas Friedman likes to say). 1940’s    phone 2000’s    blogosphering (rss, blogs, discussion forums, social bookmarking) Romney said in a New Republic article, “New media a great force for the democratization of information.  No longer can a few newspapers and TV stations control what information we have access to.”  I couldn’t agree more.last_img read more

A Pre-Inauguration Online-Marketing Report Card for Change.gov

first_imgTwo weeks from today, Barack Obama will be sworn in as the 44th president of the United States. As online marketers, we’ve been watching Obama’s campaign and transition closley. Whatever you think of his politics, Obama has captured the attention of millions, largely through effective use of online marketing (in politics they call it campaigning). BarackObama.com  Still, one thing stands out: Both Change.gov and WhiteHouse.gov are small potatoes next to the campaign’s online footprint. Even if Change.gov added links at its current rate for two years (the length of the campaign), it would have less than 1% of the links Obama’s campaign website has.  5,094,062 HubSpot software  953 Change.gov  Webinar: Blogging for Business  4,852  Inbound Links  Google Indexed Pages Originally published Jan 6, 2009 7:36:00 AM, updated March 21 2013  9 A lot was written about the Obama campaign before and after the election (I recommend  , I compared the transition site to two related sites,   Delicious Bookmarks WhiteHouse.gov The lesson for online marketers and small business owners is simple: Make your site into a hub for your target audience.  .  .  David’s But how about the transition? How’s Obama’s transition web site,   91  97 things — to organize house parties, meet other volunteers and find events in their area.  3,066 to learn how to create a thriving inbound marketing blog. Download the free webinar . Here’s what I found:  Website Grade  8,159  available in   posts highly). You’re probably not running a presidential campaign, but if you do these things, you’ll be on your way to a website worthy of one.  3,496  3,763,938  8 BarackObama.com Change.gov and WhiteHouse.gov are both sites where people go to find information and comment; BarackObama.com is a site where people went to Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack What’s the difference? competitive tracking tools Want to learn more about publishing a blog on your business website? Join Facebook The Obama campaign website was a hub for its target audience, which is why it succeeded. Change.gov and WhiteHouse.gov aren’t there yet. It’s hard to read too much into these numbers (the sites all have varying ages, and they serve different purposes).  doing?  and  Seth  Traffic Rank  Page Rank .   2,750,000 Start blogging  106,700 WhiteHouse.gov   and   1,263 Using Join Twitter  8  1,700 DO  6,474  97 Change.govlast_img read more

What Can Social Media Do for Your Business? Simple: Leads.

first_img Social Media Advertising Of course, in addition to leads at the top of our sales and marketing funnel, HubSpot gets other benefits from social media. Twitter and Facebook help us nurture prospects through a sale, they help us build relationships with and retain customers, they help us listen, they help us communicate internally, and much more. This is by no means our biggest lead channel, but it’s also nothing to sneeze at. Based on the leads alone, social media is worth the time we put into it. Learn how to generate more inbound leads using SEO, blogging, and social media. Twitter Inbound Lead Generation Kit Facebook The data is clear: Social media is a significant, growing lead generation channel. The graph above represents leads generated on HubSpot.com from visitors who were originally referred to HubSpot via a social media platform like Twitter or Facebook between April 2008 and March 2010. Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack Topics: and What, exactly, can social media do for your business? So you’ve been listening to your techie nephew talk aboutcenter_img leads. One last thing: You’re probably wondering what caused some of the higher-than-average months in the graph above. They’re each months when we published a piece of content that was exceptionally popular on social media. For example, in July 2009 we published the If you look at our experience here at HubSpot, one answer is clear: Download the free kit for tips and tricks to drive more leads and business to your site. , our most popular ever. Facebook for Business ebook ), but here’s one secret: Social media only works as a lead generation tool when you share links to your own content on your own site. It’s very hard to generate leads for your business on facebook.com or twitter.com. You have to give community members a reason (great content) to click through to your site. Originally published Apr 23, 2010 7:30:00 AM, updated October 20 2016 or webinar! How do we generate those leads? That’s a separate blog post ( . You understand the appeal from the social and networking perspectives — but you’re still stuck on one question:last_img read more

5 Ways to Engage With Customers in Real-Time Marketing

first_img How can this research be translated to B2B? real-time engagement social media monitoring tool for your brand and important keywords. Consider scheduling blog posts to publish at an optimal time for the country where your market is located. Think about avoiding time-sensitive offers (like webinars), but focusing on resources that can be accessed at one’s own pace (such as ebooks). How do you manage real-time communication on an international scale? His ideas, Topics: for tips and tricks to drive inbound marketing using Twitter. Google alerts Do you have more questions about David’s research? Share them below to establish some best practices around real-time marketing and PR! find valuable. Such data prepares us for communication and quick responses to various requests. Our individual team members also use Google alerts, personal social media profiles and RSS feed to stay up-to-date with recent industry news and events. and rather than social networking technology. While it is hard to convince your boss to invest in social media efforts, “reaching out to someone in real-time” is a concept that she/he will understand. “The Internet has fundamentally changed the pace of business, compressing time and rewarding speed,” wrote author David Meerman Scott in his recent ebook ” Don’t forget to share this post! AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to Email AppEmail AppShare to LinkedInLinkedInShare to MessengerMessengerShare to SlackSlack Engaging in real-time communication globally, David noted, can be more challenging than marketing in North America only (due to different languages and time zones). Start by prioritizing a set of prospects Real-Time Marketing & PR presented in yesterday’s live webinar Download the free webinar David emphasized the fact that his ideas are applicable to both B2C and B2B companies. As his research on the Fortune 100 includes many B2B companies, David concluded that some concepts remain consistent across different organizations and business environments—for instance, it is critical to develop a product in real time and monitor social media. Being the first to share thoughts on a recent event will gain you an instant competitive advantage. to observe the conversations happening around our brand and industry. Within HubSpot, we also gain insights about what resources and topics our Many companies, David explained, are overwhelmed with all the talk about social media. They are constantly invited to focus on the tools—whether that is Facebook, Twitter or FourSquare. A better way to look at this evolution in communication, David suggested, is to simply view it as How would HubSpot react to news? HubSpot aspires to be a transparent company that respects its audience and responds to requests in real time. For example, we use our leads Should your legal team be involved in developing your company real-time mindset? Designing a company-wide mindset for real-time marketing and PR requires the involvement of your legal team. While you shouldn’t be ignorant of legal implications, you also shouldn’t become a slave to a system that thwarts innovation. As David suggested, your legal team needs to design a set of policies and guidelines for different communications. In this way, your organization will know exactly how to react in a specific situation without creating a fire drill and pulling in the legal team abruptly for a rushed decision. , gave rise to a number of thought-provoking questions around the concept of real-time engagement: Free Download: Twitter for Marketing and PR Public Relations Want to learn more about using Twitter for Marketing and PR? .” Social Media Originally published Nov 2, 2010 10:30:00 AM, updated July 03 2013 Inbound Marketing Why do you think companies resist real-time marketing and PR? How Marketing & PR at Speed Drives Measurable Success .” To help marketers take advantage of this fundamental change in business communication, David introduced some groundbreaking research from his new book, “last_img read more