How do I find the best stock dividends right now?

first_imgSimply click below to discover how you can take advantage of this. When we say “best stock dividends”, our minds usually think of the yield. This makes sense; it is the return on our investment after all. However, making sure that we pick quality dividend shares can be more important than yield alone. For most of us it wouldn’t matter if a share has a high yield if it only pays it out once.Here are some of my main considerations when choosing shares for quality income.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The best stock dividends are paid consistentlyThis is my number one priority when looking for a long-term income shares. The best stock dividends are those that are most secure. This means the company has a strong and consistent history of paying them out.It also goes beyond regularity. Ideally we would see a company increasing its payouts each year. This is called dividend growth, and is required to at least keep up with inflation.If a company is doing well, we can expect its share price to be climbing. This means without dividend growth, the same cash payout would be a lower yield each year. To maintain its percentage payout, it needs its dividend (in pence) to climb as well.A company should be able to afford dividends in the first placeThis is my second criterion for choosing income shares. The best dividend stocks are those from companies with good finances. This may sound obvious, but it is often far from it.Stock dividends are a massive draw for investors. There are even models that value shares based on their payouts. This can lead to some companies offering dividends to entice investors, even when their finances do not warrant it.It is often a more sensible strategy for a company to reinvest its profits rather than distribute money to shareholders. For this reason, I look for companies with solid earnings numbers for many years.For me, this usually means looking at the larger, blue-chip companies of the FTSE 100. This has the added benefit of limiting the downside risk of losses to my capital.If I am investing for income, I do not want my initial investment depreciating. Ideally it would increase over the years. Large, well established companies with solid brands are almost always less risky.YieldsI started by saying the best stock dividends are more than just yields. This is true, but it is not to say yields are irrelevant. With the first two criteria in mind, I then look for the right payout.This usually takes two routes for me. As a general rule, I think of the Goldilocks zone — about 4%–6%. Anything less than this and I don’t feel it pays enough. Anything more than this and it is perhaps paying too much… usually.However as yields are determined by share price as well as the dividend, opportunities can be found. When share prices dip in the short run, higher yields can be locked in.As long as the share price drop is through nothing fundamental (which is where good investment advice comes in), it can be a great opportunity. Personally I have locked in yields above 8% many times.When looking at income shares, always keep this thought in mind:There is more to consider for the best stock dividends than yield alone. How do I find the best stock dividends right now? Image source: Getty Images. Karl Loomes | Friday, 20th November, 2020 Our 6 ‘Best Buys Now’ Shares I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. There’s a ‘double agent’ hiding in the FTSE… we recommend you buy it!center_img Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address Click here to get access to our presentation, and learn how to get the name of this ‘double agent’! Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Don’t miss our special stock presentation.It contains details of a UK-listed company our Motley Fool UK analysts are extremely enthusiastic about.They think it’s offering an incredible opportunity to grow your wealth over the long term – at its current price – regardless of what happens in the wider market.That’s why they’re referring to it as the FTSE’s ‘double agent’.Because they believe it’s working both with the market… And against it.To find out why we think you should add it to your portfolio today… See all posts by Karl Loomeslast_img read more

HOMEGROWN: Jalen Carey, his father and the plan they’ve always had

first_imgNEW YORK — John Carey didn’t have an umbrella. He was standing in the pouring rain, in the middle of a New York City housing project one day in July, and his shorts were soaked. His white T-shirt was drenched. He wiped away the rain droplets from his forehead, but he didn’t seek shelter. He never did. There were rainy days when he and his only child, Jalen, would have liked to stop running, dribbling and shooting. Yet the idea was to remain outside, unfazed. One of the three courts on which Jalen developed his game was lopsided. He spent enough time there to know the lights turned on at 7:30 p.m., and one has been broken for years. It had been an intentionally difficult childhood for Jalen: There were mornings he wanted more sleep. There were cold days when it snowed, but Jalen and his father shoveled the court to shoot before school anyway. There were nights after training when Jalen wanted to take the elevator to his father’s 13th-floor apartment. Instead, he forced himself to trudge up the stairs, solely to challenge himself. Jalen Carey and his dad don’t dwell on how many hours they spent at the three basketball courts in the middle of the King Towers in Harlem. The foundation for his son’s success was laid right here, on rainy days like this one. AdvertisementThis is placeholder text“We already wet,” he said, and he kept walking around the Harlem courts to prove his point. This is the life Jalen chose to live, against his own best interests. The lifestyle molded him. The courts evolved into a home — a place where young Jalen had fewer distractions, a clearer focus and could dream bolder. It turned him from a little kid who could barely reach the 10-foot baskets to one of the best players in the area, then to an ESPN top 40 recruit, Syracuse target and, in time, the future of the No. 16 Orange backcourt.,Syracuse 43-year head coach Jim Boeheim described Jalen as one of the best offensive guards he’s had in 20 years, citing his quickness, anticipation and feel for the game. Assistant coach Gerry McNamara has been “blown away” with Jalen’s development in the pick-and-roll game. Fellow assistant Allen Griffin called Jalen, a 6-foot-3 combo guard, “one of the fastest guards, foul line to foul line, in the country.” As Jalen embarks on his career at SU, he remembers Harlem. It’s the area that provided him little and, at times, impeded him. It’s the area that challenged him and forced him to grow out of discomfort. It’s why he’s here. “I carry my neighborhood with me wherever I go,” Jalen said. “The city built me. Everything is earned where I’m from. There’s no easy way, nothing given.”***Jalen and John were always on “The Block,” a term around the Syracuse program that references Jalen’s neighborhood. His father said that they lived across the street from Jalen’s mother, Tawana Alston, and a few blocks from the wife of the late Pearl Washington. Jalen continues a line of Syracuse stars from New York City. Most notable: associate head coach Adrian Autry, whose game was born on the same courts as Jalen. He grew up just two buildings away during the 1980s.He authored his dreams the old-fashioned way: practice. To create proper form in his son’s shot, John made him shoot exclusively on 10-foot hoops, no mini baskets. At 5 or 6, Jalen shot dozens of airballs to start workouts, since he couldn’t reach the basket. John let him use a smaller ball from right beneath the rim. When shots scraped the rim, John encouraged Jalen to aim higher. On most mornings, he and his father walked to the bottom of their apartment building, stepped outside, took a few dribbles, and found themselves on a basketball court. Other fathers took their sons to the gym, John said, but he wanted Jalen to develop toughness outside. Together, Jalen and John worked on his shot, changing the shape of his form to increase its consistency. They developed his footwork, which expanded his agility, court vision and allowed him to put his lower body, and legs, in every rise off the ground into his shot. They focused on his ball handling, so that he could dribble equally with both hands. And they emphasized the mental aspects of the game, figuring out how to put him in the best state of mind. John wanted him to manage and feed on pressure. “We never had a gym to really work out in,” Jalen said. “He had me working out in the beaming hot sun, doing a lot of running. It was just awful, awful times. That’s why I’m here now, because my dad pushed me so hard.”The workouts intensified when Jalen was 11. They’d do three-a-days: shots in the morning; running and pullups on the playground during the afternoon; more running, dribbling and shooting at night. In the summers, John took two weeks off work for “vacation.” He and Jalen played in the park from sunrise to about 5 or 6 p.m., he said. When Jalen and his father were training in the snow, passersby gave funny looks.One day after the next, Jalen and his father built up his shot and endurance, because he had to, and because there wasn’t much of alternative. “This is the A-way out,” John said. “There is no B.” Once understood, moves had to be learned, tweaked, developed and mastered. By starting close to the basket, Jalen created natural rise in his jump shot and a perfectly timed high release. He had to shoot with his legs to reach. “Sometimes we’d wake up at 5 or 6 before school,” John said. “Somebody could have come shot us and nobody would know. Somebody could have robbed us and nobody would know. You think we cared?”***For years, Jalen worked hard and trained on his own. He woke up extra early before school to get his routine in, and he hopped off the bus in the afternoon to head straight for the courts. As Jalen matured, John pressed him to train harder. He reminded him of what his future could hold. But Jalen formed a perception that maybe everything was going to be OK. Early in high school, Jalen’s status as a star in his class became clear. He was developing into one of the top players in his grade, piquing interest from Syracuse, Connecticut, Kansas and Miami. Jalen said he may have been complacent, occasionally carefree. He’d laugh and joke at practice, make light of something funny or look away from the action on occasion. At times, minute details were of little concern. “He was lazy at one point,” said Jimmy Salmon, Jalen’s high school coach.,Even John felt a sense of satisfaction. He felt sorry for Jalen. He said there was a point, about three years ago, when he regretted not pushing Jalen hard enough. In turn, John knew Jalen wasn’t giving their sessions the same effort. “I babied him,” John said. “And he didn’t have his lights on.”Eventually, John confronted his son. Three years ago, he drove his gray 2004 Infiniti from a game in Neptune, New Jersey. Jalen’s team had just lost by five. He missed two crucial shots late in the game, and it irritated both of them so much on the ride home that Jalen sat in the back seat, away from his dad. As they approached their apartment building, John pulled over. It was getting late. He yanked his son out of the car and sat him on a fire hydrant on the corner of 116th Street and Lenox Avenue. “This is the A-way,” John recalls telling Jalen. “There is no B. So you can either quit, or you can push forward. You’re going to always be my son, and I’m going to love you to death, regardless. But as your coach, you’re not giving maximum effort. I don’t see no hunger. Is this going to be your time? Or are you going home?”Jalen, then a sophomore in high school, straightened his back and stood up. He looked at his father.“Dad, I want to be great,” he said. John could see it in the steely look he gave, and Jalen knew it too. John wanted to spark Jalen’s fire. ***Jalen doesn’t hide the fact that he has ichthyosis, a skin disease he inherited at birth. It’s characterized by dry, scaling skin. It had always been that way. But that thought didn’t overwhelm him. He said the disease humbles him, and it helped him discover his identity. Salmon said it gives Jalen the confidence to accept himself for himself.“Instead of asking ‘Why me?’ with his disease, he asked, ‘Why not me?’” Salmon said. “I think he developed a lot of self-confidence through that.”Salmon is the lead reason Syracuse found Jalen. One night two Novembers ago, the coach was watching Syracuse on TV. The attributes of the SU guards caught his attention: long limbs, active on the baseline. After the game, Salmon called Autry.“I don’t know why you haven’t been here,” he told him. “You gotta recruit this kid.” Autry attended one of Jalen’s games two weeks after that and later offered him a scholarship. At Peach Jam in 2017, Syracuse’s coaches stood four-deep to ensure Jalen knew he was a priority. He graduated from Immaculate Conception (New Jersey) High School as a 2,000-point scorer. In October 2017, before his senior season, Jalen committed to Syracuse over two dozen offers from schools including Villanova, Kansas, Indiana, Notre Dame and Connecticut.Jalen’s hometown ties with Autry sealed the deal.,“Coming from the same neighborhood, we’ve had a lot of good basketball players,” Autry said. “They don’t always make it out. They don’t take advantage of the opportunity sometimes, for whatever reason. Him being here, that says it all”John also wanted to be close to his best friend’s games, so Syracuse made the most sense. Jalen’s father wanted his son to play Division I basketball for a New York team — especially one that could put him on the fast track to the NBA, his ultimate goal.Salmon has coached Vince Carter and Kobe Bryant. Asked about Jalen’s NBA prospects, Salmon said, “I think Jalen will play basketball for the next 10-plus years and get a check. His best basketball is in front of him.”At 19, Jalen can’t help but look in two directions. He hopes to lead Syracuse for two seasons and be selected in the 2020 draft. Once in the league, he’ll look back to the apartment complex in Harlem. Part of his paycheck will go back to low-income children from the housing project in which he grew up. From the moment he steps on the Carrier Dome floor, Jalen will say a prayer before every game to remind himself of the people he loves and the King Towers complex he came from. The further he advances away, the more he can give back. “I never told him what he couldn’t do,” John said. “Just what he could do and who he could be.”Cover photo by Josh Shub-Selzter | Staff Photographer Comments Published on November 2, 2018 at 11:20 am Contact Matthew: [email protected] | @MatthewGut21,Cancel replyYou must be logged in to post a comment.last_img read more