Georgia Nuttins

first_imgBy Stephanie SchupskaUniversity of GeorgiaA sweet Georgia product took home top honors at the fourth annual 4-H Food Product Development Contest May 19 in Athens, Ga.After losing last year by one point to a group from Bartow County, Tift County 4-H’ers Josie Smith, Michael Luo, Matthew Robinson and Samantha Tankersley came back to the contest hungry for a win.Their “Sweet Georgia Nuttins” are “peanut flour-based muffins that serve as a high-protein food that’s good to eat on-the-go with a cold glass of milk or a hot cup of coffee,” the team said about their product.”They were very polished, very prepared,” said Cheryl Varnadoe, a University of Georgia Cooperative Extension 4-H youth specialist.”It did help that they had been in the contest before, because they knew what to improve on,” she said. “They flavored their product differently, with chocolate chips, this year, instead of butterscotch chips. They had everything we asked for on the scorecard. It was a really nice product and great presentation.”Their coaches were Tift County Extension agent Judy Bland and 4-H volunteer Lisa Smith.”It was fun watching the 4-H’ers experiment with different products and then tasting them,” Smith said. “I am constantly amazed at their creative ideas for marketing and promotion.”The contest was designed, in part, to introduce high school students to food science and make them aware of the job opportunities for food science graduates.”The food industry doesn’t have enough food scientists,” said Robert Shewfelt, a professor and undergraduate coordinator in the UGA College of Agricultural and Environmental Sciences food science and technology department. “And, it’s not just Georgia. This is a nationwide problem.”The contest was the brainchild of CAES student recruitment coordinator Brice Nelson. He teamed with Varnadoe, Shewfelt and Extension food specialist Jim Daniels five years ago to get it started.”I got behind it because we’re really looking to get more people involved in food science,” Shewfelt said.UGA’s enrollment in food science has increased in recent years, and they hope this contest will bring in more recruits. Some of the 4-H students in the competition say they are considering food science as a career. Shewfelt believes it’s important that they’re talking about it.”We’re getting the message out by word-of-mouth,” he said. “It gets the message to more people.”Since the contest began, judges have seen products ranging from flavored marshmallows to granola-style treats.This year, second place honors went to Bleckley County with their “Go Go Java Joe Bars,” a product “which could go on the market now,” Varnadoe said.Third place was a tie between Madison County, with their “Nut Clusters,” and Taylor County, with their “Healthy Homerun Granola Bites.” Spalding County was fourth with “Friscuits.”Friscuits, Shewfelt said, are like jelly donuts, except instead of donut pastry, they used a biscuit.”The judges really liked the Friscuits idea,” Varnadoe said. She tells students, “Just because you don’t do well in competition, doesn’t mean it’s not a good idea. If you believe in your product, you can get it on the market.”Judges this year were Daniels; George Cavender, a master’s-level graduate student in food science and technology; and Emily Wise, a food science graduate who now works at Chick-Fil-A.The contest allows students to go through the phases of putting out a new product, from coming up with an idea and making the food to packaging and marketing it.The program also teaches students the value of teamwork. “They get really creative,” she said. “It was really cool to see all they chose to do.”The contest, sponsored by a grant from the CAES Eterna Fund, “could be a great benefit to industry,” Shewfelt said. “I really believe in it.”last_img read more

Common problems of loan portfolio analysis

first_img 6SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Loan portfolio analysis gets better and better. That is fact and it is computer driven. Smarter software enables much better loan portfolio analysis which, in turn, should yield a keener understanding of credit risks and portfolio concentration issues.And yet there remain persistent problems and bottlenecks that combine to produce lesser results than we might wish in portfolio analysis. A step towards eradicating these issues is to fully understand them. In knowledge there is the power to streamline the analytical process in ways that produce better results for the credit union.A root issue that produces bad results: Bad data. A lot of what went wrong in the mortgage meltdown of the prior decade is just that loans were issued on the basis of bad data—facts that just weren’t facts.  You can’t issue a loan intelligently without knowing the real facts. That mess is behind us but bad data is a perennial.  The corrective step is to do a lot of validation and verification.  That’s becoming standard operating procedure at many, many institutions and it is a good step in a right direction. continue reading »last_img read more

Norway’s Council of Ethics tenders for ESG database

first_imgThe Norwegian Pension Fund Global’s (NPRG) Council of Ethics is seeking access to databases monitoring the environmental, social and governance (ESG) performance of companies worldwide, allowing it to screen investments held by the NOK4.4trn (€542bn) fund.The Council, which advises on firms that should be excluded from the fund’s investment universe, is tendering for access to a database that monitors company performance and criticism of individual firms.Additionally, service providers should be able to identify companies within the NPRG “where there may be an unacceptable risk the company contributes to or is itself responsible for certain conducts” listed in the fund’s exclusion guidelines.This would include the production of tobacco, or weapons that violate “fundamental humanitarian principles. The tender added: “Applicants are encouraged to apply for all three services collectively, although applications for screening services (exclusively) or database and identification (together) will also be accepted.“Applicants wishing to bid for the database and monitoring services or for the screening services exclusively should state this clearly in their submission.”It added that the database would be used to compile lists of companies the Council would monitor more in-depth, and that it should draw on sources in at least five languages – English, Spanish, French, Chinese and Russian.Additionally, the database should have a “substantial” overlap between the companies monitored and those in which the NPFG invests.  The four-year contract will run until the end of 2017, valued at NOK1m per year, and requests to participate should be submitted by 13 November.Ola Mestad, chair of the Council, recently told the EIRIS 30th anniversary conference in London that its job had become easier over the last few years, as it was “easier now to get the facts”.Speaking of the Business & Human Rights Resource Centre, employed to monitor company behaviour in the past, he said: “That is really the place where you can get the allegations and a reply.”He also told the conference that ESG risked becoming superficial as a growing number of companies put in place guidelines “and very often I get the feeling they don’t really follow it”.last_img read more

Hoornstra: The week that changed everything in the National League playoffs

first_imgThe one week that changed everything in the National League began with a relaxed vibe in Los Angeles. The home clubhouse at Dodger Stadium had already opened to reporters when Manny Machado entered wearing a loud crimson suit and matching dress pants. The tartan pattern screamed Scotland, his white Dolce & Gabbana undershirt was essentially Italian, while Machado’s vintage white canvas shoes channeled Postwar Wimbledon Casual.A few lockers down, starting pitcher Walker Buehler had no fewer than 10 pairs of shoes crammed into his locker. The crown jewel sat in a top-shelf cubby: a pair of golden baseball cleats bearing the logo of Vanderbilt University.The Dodgers, it seemed, were ready for vacation.In the snug visitors’ clubhouse, the Colorado Rockies’ players mingled casually with reporters and equipment men and each other. An up-tempo playlist drowned the din. Game 162 was in the books and Game 163 to decide first place in the National League West was a few hours away. To a casual observer, it felt as if every student in class had been handed a pop quiz after the last day of school. The alternate timeline isn’t hard to conjure. The Cubs won the regular-season series against the Brewers, which earned them the right to host Game 163. Had they simply won that game, or the wild card game the following day, the Cubs would not have left home for almost two weeks, from Sept. 24 to Oct. 7. It was the easiest schedule of any Game 163 participant, and the Cubs completely wasted their advantage.The Rockies went 19-9 in September. They had momentum, and they had their best road starter (German Marquez) on the mound for Game 163. Had they beaten the Dodgers they would have earned a full two days off at home, followed by Games 1 and 2 against the Braves in Denver, followed by a flight to Atlanta on Saturday. Freeland, a Colorado native and the most dominant pitcher in the history of Coors Field, could have pitched a playoff game at Coors Field. Losing three consecutive games would have been stunning.In hindsight, Game 163 meant more than we could have imagined.Several outlets recently wrote 25th-anniversary odes to the “last great pennant race,” between the Braves and the Giants in 1993. Placing such a mantle on one race is pure nostalgia. That race played out 25 years after the leagues split into divisions in the first place, so it means more to those who began following baseball between 1969 and 1993. A younger fan can’t remember the pre-wild card format, while older fans might pine for the days when the champion of each league advanced directly to the World Series.Besides, the idea that adding a wild card team or two cheapens the meaning of winning your division seems foolish now. The difference between winning a division and finishing second looked as meaningful as ever last week. How Dodgers pitcher Ross Stripling topped the baseball podcast empire It’s been a week since they put their pencils down. As of Monday, the Dodgers (10:13) were slightly favored to beat the Milwaukee Brewers (1:1) in the National League Championship Series, according to Bovada.Those odds have shifted since the postseason began. Bovada gave the Dodgers (8:5) the best chance of winning the pennant prior to the division series, followed by the Brewers (11:5), Rockies (13:4) and Braves (5:1). By advancing to the NLCS so quickly, the Dodgers and Brewers validated the oddsmakers’ predetermined storyline that the series features the two best teams in the field. Bovada did not release odds after Game 162 of the regular season, but I think they would have been different then.After 162 games, it wasn’t clear that we would ever get to this point.The Brewers (20-7) had the best record of any NL team in September. The Dodgers were right behind at 19-9. It was in the midst of this race that Bud Black, the Rockies’ manager, said momentum is only as good as your next day’s starting pitcher. He might be questioning the wisdom of that statement right now. The Dodgers and Brewers have been hitting and pitching better than any NL playoff team for a while now, and even that might not fully explain why they’re still standing and the Rockies aren’t. Dodgers’ Max Muncy trying to work his way out of slow start Fire danger is on Dave Roberts’ mind as Dodgers head to San Francisco center_img Newsroom GuidelinesNews TipsContact UsReport an Error Oct. 1 gave us two division-deciding tiebreakers on the same day for the first time ever. It’s no wonder Bovada didn’t provide pennant odds on that day. If the wild card games were “one-and-done,” the 163rd games were “one-and-gulp.” Buehler compared them to a college regional: win, and your path to the World Series becomes much easier. By winning those games, the Dodgers and Brewers not only clinched their divisions, they altered the course of the entire postseason.The Dodgers had no starting pitcher on regular rest to throw at the Cubs or the Brewers if they had lost to the Rockies on Oct. 1. Manager Dave Roberts likely would have relied on a bullpen full of converted starters to patch together nine innings. Milwaukee or Chicago would have hosted the wild card game – the reward for the loser of their Game 163 to determine first place in the NL Central – so the Dodgers would have lost two hours of sleep flying to the Midwest. It would have been their third game in three days in three cities.Instead, it was the Rockies who were dealt that fate. On Oct. 2 they outlasted the Cubs in a 13-inning wild card game. Starting pitcher Kyle Freeland was forced to pitch, and win, on short rest. By the time they got to Milwaukee for the division series, the Rockies were running on adrenaline. The Brewers’ three-game sweep was utterly predictable.Related Articles Cody Bellinger homer gives Dodgers their first walkoff win of season Dodgers hit seven home runs, sweep Colorado Rockies last_img read more